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About Gary N. Smith, CMC


Putting Customers First

I have been serving homebuyers and homeowners, just like you, since 1990.  Since that time, I have assisted thousands of clients to obtain the best possible home loan that meets their needs and their individual financial goals.  I believe in working extra hard to assist my clients in obtaining the very best home loan possible.  My motto "I close loans, That's all I do and I do it Well" speaks best about me and my work ethic. I have earned the highest designation from the National Association of Mortgage Brokers, the Certified Mortgage Consultant, due to my committment to continuing education and adhering to the highest ethics and professional standards possible.

A Large Referral-Based Clientele

Many loan officers will employ gimmicks or deceptive advertising to bring new borrowers to their company.  My business comes solely from three sources:

1)  Referrals from Realtors who know me and who have learned first hand the exceptional service that I provide to their homebuyers.

2)  Clients who I have assisted in the past with home purchase or refinance loans.

3)  Referrals from previous clients to their friends, co-workers and neighbors.

None of my business is from advertising, telemarketers or any outside source.  The exceptional service that I provide to my clients with their financial future makes choosing a mortgage professional, one with experience and the highest degree of integrity, an easy one. 

Highest Quality Mortgage Services

From mortgage processing and underwriting, to loan closing and funding, I will efficiently expedite your entire transaction. I will keep you informed every step of the way. I am committed to building rewarding, long-term customer relationships. With that in mind, you'll receive the highest quality mortgage services.

Meeting Every Challenge

I rapidly respond to new opportunities made available in today's dynamic mortgage markets. As a result, the requirements of our mortgage customers are consistently met through mortgage underwriting flexibility and delivery of unique mortgage programs. I often identify niche mortgage programs that are essential to satisfying individual mortgage customer needs.  I work constantly to educate myself regarding current mortgage programs available for my clients due to the constantly changing mortgage industry.